Penguin Payday is an online scratch and win game, also referred to as an online scratch card. The goal of this game is to scratch and reveal 3 matching symbols to win the available prize.

The first thing you need to do when playing this game is to select from the available coin sizes. When you've made your selection, click the "New Card" button to purchase a new card. You then use your mouse to scratch and reveal the hidden prizes on the card by clicking on the card and dragging your mouse. Alternatively, you can click the Reveal All button to reveal the entire card. If you find at least 3 symbols of the same value you win real cash based on the pay table provided in the game.

Note, when playing Penguin Payday online scratch card you cannot start a new card until you have revealed enough symbols to show that your card has either won or lost. Symbols may need to be scratched completely for the New Card button to become active. If the New Card button does not become active, simply click the Reveal All button to reveal the entire card.

Each card is purchased using one coin. The bet size for each card can be chosen using the coin selector at the bottom of the game interface. The win amount is multiplied by the chosen coin size for all winning scratch card symbols. As you reveal symbols, counters will show up on the right hand side of the screen to keep track of how many symbols you've scratched and matched. Once three matching symbols, or all 6 unmatched symbols appear, the game is over. You can purchase a new card to continue playing Penguin Payday online scratch card game.